Receive Commitment from Bank
A commitment signifies that financing is officially approved.
Closing Scheduled by Attorneys
Scheduling the closing signifies that the documents have been reviewed by both attorneys and any issues have been addressed. A closing disclosure will be prepared which will break down all of the costs, and the amount you will need to bring to the closing.
Final Walk-Through with your Agent
A final walkthrough is necessary to ensure that the condition of the house is consistent with your agreement. Bring a list of repairs that were to be completed after the home inspection, items that are included in the purchase are on site and in working order, and that the heating, air conditioning and irrigation systems are working properly.
Your attorney will guide you as to what you need to bring to the closing. A form of government issued ID is usually necessary, along with your checkbook to finalize paperwork and remit payment for various closing costs. Congratulations, you are now a home owner!
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